BENGAL & ASSAM | RSD FINANCE | BENGAL & ASSAM/ RSD FINANCE |
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P/E (TTM) | x | 3.3 | 9.0 | 37.0% | View Chart |
P/BV | x | 1.1 | 1.0 | 110.9% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM RSD FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
RSD FINANCE Mar-23 |
BENGAL & ASSAM/ RSD FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 128 | 8,116.4% | |
Low | Rs | 3,251 | 68 | 4,780.2% | |
Income per share (Unadj.) | Rs | 11,431.3 | 71.3 | 16,035.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 8.7 | 39,544.3% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 20.7 | 66,601.7% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 141.3 | 5,669.5% | |
Shares outstanding (eoy) | m | 11.30 | 12.95 | 87.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.4 | 43.4% | |
Avg P/E ratio | x | 2.0 | 11.3 | 17.6% | |
Avg P/CF ratio | x | 2.0 | 1.9 | 101.6% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.7 | 122.7% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 1,269 | 6,071.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 63 | 20,330.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 923 | 13,992.0% | |
Other income | Rs m | 774 | 63 | 1,232.2% | |
Interest expense | Rs m | 3,655 | 35 | 10,483.2% | |
Net interest income | Rs m | 125,519 | 888 | 14,129.7% | |
Operating expense | Rs m | 110,438 | 662 | 16,693.3% | |
Gross profit | Rs m | 15,081 | 227 | 6,650.6% | |
Gross profit margin | % | 11.7 | 24.6 | 47.5% | |
Provisions/contingencies | Rs m | 1 | 538 | 0.1% | |
Profit before tax | Rs m | 41,092 | 161 | 25,480.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -17 | 18,303.5% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 32 | 20,065.2% | |
Profit after tax | Rs m | 38,916 | 113 | 34,505.8% | |
Net profit margin | % | 30.1 | 12.2 | 246.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 58.6 | 235.5% | |
Net fixed assets | Rs m | 4,381 | 702 | 624.1% | |
Share capital | Rs m | 113 | 65 | 174.5% | |
Free reserves | Rs m | 90,442 | 1,766 | 5,122.1% | |
Net worth | Rs m | 90,555 | 1,830 | 4,947.2% | |
Borrowings | Rs m | 1,403 | 57 | 2,473.1% | |
Investments | Rs m | 90,945 | 1,516 | 5,998.9% | |
Total assets | Rs m | 104,372 | 2,635 | 3,961.4% | |
Debt/equity ratio | x | 0 | 0.1 | 35.4% | |
Return on assets | % | 37.3 | 4.3 | 871.1% | |
Return on equity | % | 43.0 | 6.2 | 697.5% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 59 | 30,587.8% | |
From Investments | Rs m | -12,602 | -116 | 10,824.7% | |
From Financial Activity | Rs m | -5,899 | 40 | -14,789.3% | |
Net Cashflow | Rs m | -1,651 | -17 | 9,649.0% |
Indian Promoters | % | 73.0 | 75.0 | 97.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 25.0 | 107.9% | |
Shareholders | 21,119 | 1,273 | 1,659.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | RSD FINANCE |
---|---|---|
1-Day | -2.52% | -3.84% |
1-Month | -7.57% | -10.61% |
1-Year | 14.86% | 75.78% |
3-Year CAGR | 66.40% | 26.02% |
5-Year CAGR | 50.52% | 60.59% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the RSD FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of RSD FINANCE the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of RSD FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
RSD FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of RSD FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.