BENGAL & ASSAM | REC | BENGAL & ASSAM/ REC |
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P/E (TTM) | x | 3.3 | 8.7 | 38.2% | View Chart |
P/BV | x | 1.1 | 1.9 | 61.7% | View Chart |
Dividend Yield | % | 0.4 | 3.3 | 13.3% |
BENGAL & ASSAM REC |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
REC Mar-24 |
BENGAL & ASSAM/ REC |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 524 | 1,982.6% | |
Low | Rs | 3,251 | 116 | 2,814.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 180.4 | 6,336.5% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 53.7 | 6,410.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 70.7 | 19,484.5% | |
Dividends per share (Unadj.) | Rs | 40.00 | 16.00 | 250.0% | |
Avg Dividend yield | % | 0.6 | 5.0 | 11.7% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 263.4 | 3,042.8% | |
Shares outstanding (eoy) | m | 11.30 | 2,633.22 | 0.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.8 | 33.6% | |
Avg P/E ratio | x | 2.0 | 6.0 | 33.3% | |
Avg P/CF ratio | x | 2.0 | 5.8 | 34.0% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.2 | 70.1% | |
Dividend payout | % | 1.2 | 29.8 | 3.9% | |
Avg Mkt Cap | Rs m | 77,040 | 841,973 | 9.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 2,380 | 537.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 475,048 | 27.2% | |
Other income | Rs m | 774 | 14,461 | 5.4% | |
Interest expense | Rs m | 3,655 | 299,647 | 1.2% | |
Net interest income | Rs m | 125,519 | 175,400 | 71.6% | |
Operating expense | Rs m | 110,438 | 10,022 | 1,102.0% | |
Gross profit | Rs m | 15,081 | 165,379 | 9.1% | |
Gross profit margin | % | 11.7 | 34.8 | 33.5% | |
Provisions/contingencies | Rs m | 1 | 3,321 | 0.0% | |
Profit before tax | Rs m | 41,092 | 179,599 | 22.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 38,145 | 16.8% | |
Profit after tax | Rs m | 38,916 | 141,455 | 27.5% | |
Net profit margin | % | 30.1 | 29.8 | 101.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 4,991,921 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 3.3 | 4,164.7% | |
Net fixed assets | Rs m | 4,381 | 6,315 | 69.4% | |
Share capital | Rs m | 113 | 31,916 | 0.4% | |
Free reserves | Rs m | 90,442 | 661,586 | 13.7% | |
Net worth | Rs m | 90,555 | 693,503 | 13.1% | |
Borrowings | Rs m | 1,403 | 363,018 | 0.4% | |
Investments | Rs m | 90,945 | 300,845 | 30.2% | |
Total assets | Rs m | 104,372 | 5,489,085 | 1.9% | |
Debt/equity ratio | x | 0 | 0.5 | 4.4% | |
Return on assets | % | 37.3 | 2.6 | 1,446.8% | |
Return on equity | % | 43.0 | 20.4 | 210.7% | |
Capital adequacy ratio | % | 0 | 25.8 | 0.0% | |
Net NPAs | % | 0 | 0.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -577,226 | -3.1% | |
From Investments | Rs m | -12,602 | -18,310 | 68.8% | |
From Financial Activity | Rs m | -5,899 | 595,878 | -1.0% | |
Net Cashflow | Rs m | -1,651 | 342 | -482.6% |
Indian Promoters | % | 73.0 | 52.6 | 138.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 35.5 | 12.8% | |
FIIs | % | 4.6 | 21.2 | 21.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 47.4 | 57.0% | |
Shareholders | 21,119 | 1,040,888 | 2.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | REC |
---|---|---|
1-Day | -2.52% | -4.90% |
1-Month | -7.57% | -7.71% |
1-Year | 14.86% | 44.87% |
3-Year CAGR | 66.40% | 69.92% |
5-Year CAGR | 50.52% | 36.49% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the REC share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of REC the stake stands at 52.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of REC.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
REC paid Rs 16.0, and its dividend payout ratio stood at 29.8%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of REC.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.