BENGAL & ASSAM | MUTHOOT MICROFIN LTD. | BENGAL & ASSAM/ MUTHOOT MICROFIN LTD. |
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P/E (TTM) | x | 3.3 | 7.4 | 44.8% | View Chart |
P/BV | x | 1.1 | 1.1 | 103.2% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM MUTHOOT MICROFIN LTD. |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MUTHOOT MICROFIN LTD. Mar-24 |
BENGAL & ASSAM/ MUTHOOT MICROFIN LTD. |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 281 | 3,699.8% | |
Low | Rs | 3,251 | 196 | 1,657.8% | |
Income per share (Unadj.) | Rs | 11,431.3 | 133.2 | 8,584.9% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 26.4 | 13,059.8% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 80.2 | 17,194.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 163.6 | 4,897.8% | |
Shares outstanding (eoy) | m | 11.30 | 170.49 | 6.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.8 | 33.3% | |
Avg P/E ratio | x | 2.0 | 9.0 | 21.9% | |
Avg P/CF ratio | x | 2.0 | 9.0 | 21.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.5 | 58.4% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 40,654 | 189.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 4,487 | 285.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 22,702 | 569.0% | |
Other income | Rs m | 774 | 153 | 505.7% | |
Interest expense | Rs m | 3,655 | 8,832 | 41.4% | |
Net interest income | Rs m | 125,519 | 13,870 | 905.0% | |
Operating expense | Rs m | 110,438 | 7,850 | 1,406.8% | |
Gross profit | Rs m | 15,081 | 6,020 | 250.5% | |
Gross profit margin | % | 11.7 | 26.5 | 44.0% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | 5,818 | 706.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 1,323 | 485.5% | |
Profit after tax | Rs m | 38,916 | 4,496 | 865.6% | |
Net profit margin | % | 30.1 | 19.8 | 152.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 94,357 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 14.6 | 945.7% | |
Net fixed assets | Rs m | 4,381 | 2,147 | 204.1% | |
Share capital | Rs m | 113 | 1,705 | 6.6% | |
Free reserves | Rs m | 90,442 | 26,191 | 345.3% | |
Net worth | Rs m | 90,555 | 27,895 | 324.6% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 683 | 13,314.3% | |
Total assets | Rs m | 104,372 | 115,902 | 90.1% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 3.9 | 961.2% | |
Return on equity | % | 43.0 | 16.1 | 266.6% | |
Capital adequacy ratio | % | 0 | 29.0 | 0.0% | |
Net NPAs | % | 0 | 0.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -21,253 | -85.5% | |
From Investments | Rs m | -12,602 | -2,253 | 559.3% | |
From Financial Activity | Rs m | -5,899 | 25,488 | -23.1% | |
Net Cashflow | Rs m | -1,651 | 1,982 | -83.3% |
Indian Promoters | % | 73.0 | 55.5 | 131.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 28.4 | 16.0% | |
FIIs | % | 4.6 | 3.1 | 147.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 44.5 | 60.6% | |
Shareholders | 21,119 | 162,575 | 13.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MUTHOOT MICROFIN LTD. |
---|---|---|
1-Day | -2.52% | -1.27% |
1-Month | -7.57% | -14.25% |
1-Year | 14.86% | -31.52% |
3-Year CAGR | 66.40% | -11.86% |
5-Year CAGR | 50.52% | -7.29% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MUTHOOT MICROFIN LTD. share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MUTHOOT MICROFIN LTD. the stake stands at 55.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MUTHOOT MICROFIN LTD..
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MUTHOOT MICROFIN LTD. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MUTHOOT MICROFIN LTD..
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.