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BENGAL & ASSAM vs MASTER TRUST - Comparison Results

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Current Valuations

    BENGAL & ASSAM MASTER TRUST BENGAL & ASSAM/
MASTER TRUST
 
P/E (TTM) x 3.3 13.0 25.6% View Chart
P/BV x 1.1 3.7 30.9% View Chart
Dividend Yield % 0.4 0.0 -  

Financials

 BENGAL & ASSAM   MASTER TRUST
EQUITY SHARE DATA
    BENGAL & ASSAM
Mar-24
MASTER TRUST
Mar-24
BENGAL & ASSAM/
MASTER TRUST
5-Yr Chart
Click to enlarge
High Rs10,389826 1,257.7%   
Low Rs3,251112 2,897.5%   
Income per share (Unadj.) Rs11,431.3229.3 4,986.4%  
Earnings per share (Unadj.) Rs3,443.949.7 6,930.4%  
Cash flow per share (Unadj.) Rs13,785.3198.4 6,949.0%  
Dividends per share (Unadj.) Rs40.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs8,013.7220.4 3,636.4%  
Shares outstanding (eoy) m11.3021.75 52.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.0 29.1%   
Avg P/E ratio x2.09.4 21.0%  
Avg P/CF ratio x2.08.7 22.7%  
Avg Price/Bookvalue ratio x0.92.1 40.0%  
Dividend payout %1.20-   
Avg Mkt Cap Rs m77,04010,204 755.0%   
No. of employees `000NANA-   
Total wages & salary Rs m12,790862 1,483.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m129,1744,986 2,590.6%  
Other income Rs m77419 4,056.1%   
Interest expense Rs m3,655565 647.0%   
Net interest income Rs m125,5194,421 2,839.0%  
Operating expense Rs m110,4382,966 3,723.4%   
Gross profit Rs m15,0811,455 1,036.4%  
Gross profit margin %11.729.2 40.0%  
Provisions/contingencies Rs m190 0.8%   
Profit before tax Rs m41,0921,438 2,857.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3,0200 7,550,175.0%   
Prior Period Items Rs m7,2640-   
Tax Rs m6,421357 1,796.2%   
Profit after tax Rs m38,9161,081 3,600.6%  
Net profit margin %30.121.7 139.0%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m750-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %138.01,635.4 8.4%  
Net fixed assets Rs m4,381153 2,863.2%   
Share capital Rs m113109 103.4%   
Free reserves Rs m90,4424,684 1,930.9%   
Net worth Rs m90,5554,793 1,889.2%   
Borrowings Rs m1,4031,077 130.3%   
Investments Rs m90,945270 33,640.8%   
Total assets Rs m104,37217,823 585.6%  
Debt/equity ratio x00.2 10.3%   
Return on assets %37.36.1 614.9%  
Return on equity %43.022.5 190.6%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m18,1724,579 396.9%  
From Investments Rs m-12,602-4,926 255.8%  
From Financial Activity Rs m-5,899249 -2,365.6%  
Net Cashflow Rs m-1,651-98 1,686.7%  

Share Holding

Indian Promoters % 73.0 72.5 100.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.6 0.1 6,514.3%  
FIIs % 4.6 0.1 6,500.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 27.0 27.5 98.1%  
Shareholders   21,119 6,396 330.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on BENGAL & ASSAM vs MASTER TRUST

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BENGAL & ASSAM vs MASTER TRUST Share Price Performance

Period BENGAL & ASSAM MASTER TRUST
1-Day -2.52% -4.34%
1-Month -7.57% -83.12%
1-Year 14.86% -64.27%
3-Year CAGR 66.40% 6.90%
5-Year CAGR 50.52% 56.14%

* Compound Annual Growth Rate

Here are more details on the BENGAL & ASSAM share price and the MASTER TRUST share price.

Moving on to shareholding structures...

The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MASTER TRUST the stake stands at 72.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MASTER TRUST.

Finally, a word on dividends...

In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.

MASTER TRUST paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MASTER TRUST.

For a sector overview, read our finance sector report.



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