BENGAL & ASSAM | MORARKA FINANCE | BENGAL & ASSAM/ MORARKA FINANCE |
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P/E (TTM) | x | 3.3 | 22.9 | 14.5% | View Chart |
P/BV | x | 1.1 | 0.4 | 264.9% | View Chart |
Dividend Yield | % | 0.4 | 3.8 | 11.4% |
BENGAL & ASSAM MORARKA FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MORARKA FINANCE Mar-24 |
BENGAL & ASSAM/ MORARKA FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 187 | 5,555.6% | |
Low | Rs | 3,251 | 100 | 3,242.9% | |
Income per share (Unadj.) | Rs | 11,431.3 | 16.9 | 67,828.4% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 14.0 | 24,536.7% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 4.7 | 294,557.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 6.00 | 666.7% | |
Avg Dividend yield | % | 0.6 | 4.2 | 14.0% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 361.9 | 2,214.3% | |
Shares outstanding (eoy) | m | 11.30 | 4.50 | 251.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 8.5 | 7.0% | |
Avg P/E ratio | x | 2.0 | 10.2 | 19.3% | |
Avg P/CF ratio | x | 2.0 | 5.5 | 36.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.4 | 214.3% | |
Dividend payout | % | 1.2 | 42.8 | 2.7% | |
Avg Mkt Cap | Rs m | 77,040 | 647 | 11,914.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 3 | 376,178.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 76 | 170,324.5% | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 76 | 165,504.5% | |
Operating expense | Rs m | 110,438 | 5 | 2,390,427.7% | |
Gross profit | Rs m | 15,081 | 71 | 21,175.0% | |
Gross profit margin | % | 11.7 | 93.9 | 12.4% | |
Provisions/contingencies | Rs m | 1 | 55 | 1.4% | |
Profit before tax | Rs m | 41,092 | 71 | 57,722.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 8 | 79,960.9% | |
Profit after tax | Rs m | 38,916 | 63 | 61,614.4% | |
Net profit margin | % | 30.1 | 83.3 | 36.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 4.7 | 2,964.8% | |
Net fixed assets | Rs m | 4,381 | 1 | 811,238.9% | |
Share capital | Rs m | 113 | 45 | 250.9% | |
Free reserves | Rs m | 90,442 | 1,584 | 5,711.3% | |
Net worth | Rs m | 90,555 | 1,629 | 5,560.3% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 1,629 | 5,582.1% | |
Total assets | Rs m | 104,372 | 1,639 | 6,368.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 3.9 | 967.5% | |
Return on equity | % | 43.0 | 3.9 | 1,108.1% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -5 | -366,375.6% | |
From Investments | Rs m | -12,602 | 27 | -46,900.5% | |
From Financial Activity | Rs m | -5,899 | -23 | 26,208.1% | |
Net Cashflow | Rs m | -1,651 | -1 | 275,156.7% |
Indian Promoters | % | 73.0 | 66.8 | 109.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 33.2 | 81.2% | |
Shareholders | 21,119 | 4,095 | 515.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MORARKA FI(D |
---|---|---|
1-Day | -2.52% | 1.78% |
1-Month | -7.57% | -2.30% |
1-Year | 14.86% | 15.70% |
3-Year CAGR | 66.40% | 26.91% |
5-Year CAGR | 50.52% | 56.96% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MORARKA FI(D share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MORARKA FI(D the stake stands at 66.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MORARKA FI(D.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MORARKA FI(D paid Rs 6.0, and its dividend payout ratio stood at 42.8%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MORARKA FI(D.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.