BENGAL & ASSAM | MANAPPURAM FINANCE | BENGAL & ASSAM/ MANAPPURAM FINANCE |
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P/E (TTM) | x | 3.3 | 5.6 | 59.2% | View Chart |
P/BV | x | 1.1 | 1.1 | 104.4% | View Chart |
Dividend Yield | % | 0.4 | 2.2 | 19.8% |
BENGAL & ASSAM MANAPPURAM FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MANAPPURAM FINANCE Mar-24 |
BENGAL & ASSAM/ MANAPPURAM FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 199 | 5,220.6% | |
Low | Rs | 3,251 | 102 | 3,187.3% | |
Income per share (Unadj.) | Rs | 11,431.3 | 104.5 | 10,935.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 25.9 | 13,317.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 67.7 | 20,374.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 3.30 | 1,212.1% | |
Avg Dividend yield | % | 0.6 | 2.2 | 26.7% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 136.4 | 5,873.5% | |
Shares outstanding (eoy) | m | 11.30 | 846.39 | 1.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.4 | 41.4% | |
Avg P/E ratio | x | 2.0 | 5.8 | 34.0% | |
Avg P/CF ratio | x | 2.0 | 5.6 | 35.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.1 | 77.1% | |
Dividend payout | % | 1.2 | 12.8 | 9.1% | |
Avg Mkt Cap | Rs m | 77,040 | 127,382 | 60.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 15,973 | 80.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 88,480 | 146.0% | |
Other income | Rs m | 774 | 721 | 107.4% | |
Interest expense | Rs m | 3,655 | 28,657 | 12.8% | |
Net interest income | Rs m | 125,519 | 59,823 | 209.8% | |
Operating expense | Rs m | 110,438 | 28,484 | 387.7% | |
Gross profit | Rs m | 15,081 | 31,339 | 48.1% | |
Gross profit margin | % | 11.7 | 35.4 | 33.0% | |
Provisions/contingencies | Rs m | 1 | 725 | 0.1% | |
Profit before tax | Rs m | 41,092 | 29,595 | 138.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -88 | 3,426.8% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 7,620 | 84.3% | |
Profit after tax | Rs m | 38,916 | 21,887 | 177.8% | |
Net profit margin | % | 30.1 | 24.7 | 121.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 156,337 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 36.1 | 382.8% | |
Net fixed assets | Rs m | 4,381 | 10,698 | 40.9% | |
Share capital | Rs m | 113 | 1,693 | 6.7% | |
Free reserves | Rs m | 90,442 | 113,788 | 79.5% | |
Net worth | Rs m | 90,555 | 115,481 | 78.4% | |
Borrowings | Rs m | 1,403 | 84,796 | 1.7% | |
Investments | Rs m | 90,945 | 9,580 | 949.4% | |
Total assets | Rs m | 104,372 | 465,464 | 22.4% | |
Debt/equity ratio | x | 0 | 0.7 | 3.2% | |
Return on assets | % | 37.3 | 4.7 | 792.9% | |
Return on equity | % | 43.0 | 19.0 | 226.7% | |
Capital adequacy ratio | % | 0 | 30.6 | 0.0% | |
Net NPAs | % | 0 | 1.6 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -33,827 | -53.7% | |
From Investments | Rs m | -12,602 | -5,927 | 212.6% | |
From Financial Activity | Rs m | -5,899 | 40,247 | -14.7% | |
Net Cashflow | Rs m | -1,651 | 494 | -334.2% |
Indian Promoters | % | 73.0 | 35.3 | 207.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 41.3 | 11.0% | |
FIIs | % | 4.6 | 30.4 | 15.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 64.8 | 41.7% | |
Shareholders | 21,119 | 574,726 | 3.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MANAPPURAM FINANCE |
---|---|---|
1-Day | -2.52% | -3.00% |
1-Month | -7.57% | 2.25% |
1-Year | 14.86% | -2.15% |
3-Year CAGR | 66.40% | -5.63% |
5-Year CAGR | 50.52% | -1.48% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MANAPPURAM FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MANAPPURAM FINANCE the stake stands at 35.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MANAPPURAM FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MANAPPURAM FINANCE paid Rs 3.3, and its dividend payout ratio stood at 12.8%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MANAPPURAM FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.