BENGAL & ASSAM | MANSI FINANCE | BENGAL & ASSAM/ MANSI FINANCE |
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P/E (TTM) | x | 3.3 | 10.5 | 31.5% | View Chart |
P/BV | x | 1.1 | 0.7 | 166.7% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM MANSI FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MANSI FINANCE Mar-24 |
BENGAL & ASSAM/ MANSI FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 63 | 16,490.4% | |
Low | Rs | 3,251 | 35 | 9,342.0% | |
Income per share (Unadj.) | Rs | 11,431.3 | 21.7 | 52,631.6% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 5.9 | 58,757.1% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 8.4 | 164,454.2% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 98.0 | 8,177.5% | |
Shares outstanding (eoy) | m | 11.30 | 3.53 | 320.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 2.3 | 26.5% | |
Avg P/E ratio | x | 2.0 | 8.4 | 23.7% | |
Avg P/CF ratio | x | 2.0 | 4.4 | 45.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.5 | 170.3% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 173 | 44,568.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 6 | 206,624.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 77 | 168,480.7% | |
Other income | Rs m | 774 | 4 | 19,553.0% | |
Interest expense | Rs m | 3,655 | 32 | 11,604.7% | |
Net interest income | Rs m | 125,519 | 45 | 277,819.0% | |
Operating expense | Rs m | 110,438 | 21 | 532,486.8% | |
Gross profit | Rs m | 15,081 | 24 | 61,705.7% | |
Gross profit margin | % | 11.7 | 31.9 | 36.6% | |
Provisions/contingencies | Rs m | 1 | 19 | 3.9% | |
Profit before tax | Rs m | 41,092 | 28 | 148,723.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 7 | 92,519.6% | |
Profit after tax | Rs m | 38,916 | 21 | 188,089.3% | |
Net profit margin | % | 30.1 | 27.0 | 111.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 921.9 | 15.0% | |
Net fixed assets | Rs m | 4,381 | 2 | 238,081.0% | |
Share capital | Rs m | 113 | 35 | 319.5% | |
Free reserves | Rs m | 90,442 | 311 | 29,120.3% | |
Net worth | Rs m | 90,555 | 346 | 26,177.2% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 5 | 1,856,012.7% | |
Total assets | Rs m | 104,372 | 682 | 15,297.3% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 3.0 | 1,229.3% | |
Return on equity | % | 43.0 | 6.0 | 718.4% | |
Capital adequacy ratio | % | 0 | 53.7 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 7 | 242,619.9% | |
From Investments | Rs m | -12,602 | 1 | -2,172,786.2% | |
From Financial Activity | Rs m | -5,899 | -23 | 25,840.8% | |
Net Cashflow | Rs m | -1,651 | -15 | 11,185.2% |
Indian Promoters | % | 73.0 | 69.2 | 105.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 30.8 | 87.7% | |
Shareholders | 21,119 | 2,826 | 747.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.1 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MANSI FINANCE |
---|---|---|
1-Day | -2.52% | -1.99% |
1-Month | -7.57% | -6.91% |
1-Year | 14.86% | 59.82% |
3-Year CAGR | 66.40% | 46.99% |
5-Year CAGR | 50.52% | 24.02% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MANSI FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MANSI FINANCE the stake stands at 69.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MANSI FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MANSI FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MANSI FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.