BENGAL & ASSAM | MINOLTA FINANCE | BENGAL & ASSAM/ MINOLTA FINANCE |
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P/E (TTM) | x | 3.4 | 123.6 | 2.7% | View Chart |
P/BV | x | 1.2 | 0.8 | 140.5% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM MINOLTA FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MINOLTA FINANCE Mar-24 |
BENGAL & ASSAM/ MINOLTA FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 14 | 75,282.2% | |
Low | Rs | 3,251 | 6 | 52,099.4% | |
Income per share (Unadj.) | Rs | 11,431.3 | 1.4 | 826,561.0% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0.1 | 6,622,818.2% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -849.3 | -1,623.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 10.7 | 74,712.9% | |
Shares outstanding (eoy) | m | 11.30 | 10.00 | 113.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 7.2 | 8.2% | |
Avg P/E ratio | x | 2.0 | 194.6 | 1.0% | |
Avg P/CF ratio | x | 2.0 | 0 | 16,808.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.9 | 91.1% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 100 | 76,886.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 5 | 276,243.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 14 | 934,013.9% | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 0 | - | |
Net interest income | Rs m | 125,519 | 14 | 908,239.0% | |
Operating expense | Rs m | 110,438 | 13 | 841,110.1% | |
Gross profit | Rs m | 15,081 | 1 | 2,154,410.0% | |
Gross profit margin | % | 11.7 | 5.0 | 231.7% | |
Provisions/contingencies | Rs m | 1 | 8,507 | 0.0% | |
Profit before tax | Rs m | 41,092 | 1 | 5,870,335.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | 3,567,144.4% | |
Profit after tax | Rs m | 38,916 | 1 | 7,483,784.6% | |
Net profit margin | % | 30.1 | 3.7 | 807.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 223.7 | 61.7% | |
Net fixed assets | Rs m | 4,381 | 0 | - | |
Share capital | Rs m | 113 | 100 | 113.0% | |
Free reserves | Rs m | 90,442 | 7 | 1,244,042.2% | |
Net worth | Rs m | 90,555 | 107 | 84,425.5% | |
Borrowings | Rs m | 1,403 | 13 | 10,569.1% | |
Investments | Rs m | 90,945 | 6 | 1,471,595.8% | |
Total assets | Rs m | 104,372 | 131 | 79,594.4% | |
Debt/equity ratio | x | 0 | 0.1 | 18.7% | |
Return on assets | % | 37.3 | 0.4 | 9,480.8% | |
Return on equity | % | 43.0 | 0.5 | 8,938.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 0 | -12,980,164.3% | |
From Investments | Rs m | -12,602 | 3 | -490,356.4% | |
From Financial Activity | Rs m | -5,899 | NA | - | |
Net Cashflow | Rs m | -1,651 | 2 | -67,939.9% |
Indian Promoters | % | 73.0 | 3.6 | 2,033.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 96.4 | 28.0% | |
Shareholders | 21,119 | 2,010 | 1,050.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | Minolta Finance |
---|---|---|
1-Day | 1.41% | 0.00% |
1-Month | -6.33% | -1.00% |
1-Year | 16.22% | 20.60% |
3-Year CAGR | 67.18% | 59.58% |
5-Year CAGR | 50.42% | 51.10% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Minolta Finance share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Minolta Finance the stake stands at 3.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Minolta Finance.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
Minolta Finance paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Minolta Finance.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.