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- BENGAL & ASSAM - KIFS FINANCIAL SERVICES
BENGAL & ASSAM vs KIFS FINANCIAL SERVICES - Comparison Results
Current Valuations
| BENGAL & ASSAM | KIFS FINANCIAL SERVICES | BENGAL & ASSAM/ KIFS FINANCIAL SERVICES |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 3.3 | 25.5 | 13.0% | View Chart |
| P/BV | x | 1.1 | 3.6 | 32.0% | View Chart |
| Dividend Yield | % | 0.4 | 0.8 | 54.0% |
Financials
 BENGAL & ASSAM  KIFS FINANCIAL SERVICES |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-24 |
KIFS FINANCIAL SERVICES Mar-24 |
BENGAL & ASSAM/ KIFS FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 10,389 | 231 | 4,504.6% | |
| Low | Rs | 3,251 | 92 | 3,533.7% | |
| Income per share (Unadj.) | Rs | 11,431.3 | 43.1 | 26,520.1% | |
| Earnings per share (Unadj.) | Rs | 3,443.9 | 6.6 | 52,364.6% | |
| Cash flow per share (Unadj.) | Rs | 13,785.3 | -14.3 | -96,242.5% | |
| Dividends per share (Unadj.) | Rs | 40.00 | 1.35 | 2,963.0% | |
| Avg Dividend yield | % | 0.6 | 0.8 | 70.1% | |
| Book value per share (Unadj.) | Rs | 8,013.7 | 46.6 | 17,182.9% | |
| Shares outstanding (eoy) | m | 11.30 | 10.82 | 104.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 0.6 | 3.7 | 15.9% | |
| Avg P/E ratio | x | 2.0 | 24.5 | 8.1% | |
| Avg P/CF ratio | x | 2.0 | 5.2 | 38.2% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 3.5 | 24.6% | |
| Dividend payout | % | 1.2 | 20.5 | 5.7% | |
| Avg Mkt Cap | Rs m | 77,040 | 1,745 | 4,414.7% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 12,790 | 4 | 330,492.8% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 129,174 | 466 | 27,696.6% | |
| Other income | Rs m | 774 | 2 | 47,503.1% | |
| Interest expense | Rs m | 3,655 | 352 | 1,038.8% | |
| Net interest income | Rs m | 125,519 | 114 | 109,642.4% | |
| Operating expense | Rs m | 110,438 | 14 | 809,661.0% | |
| Gross profit | Rs m | 15,081 | 101 | 14,955.2% | |
| Gross profit margin | % | 11.7 | 21.6 | 54.0% | |
| Provisions/contingencies | Rs m | 1 | 266 | 0.3% | |
| Profit before tax | Rs m | 41,092 | 97 | 42,197.9% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -3,020 | 0 | - | |
| Prior Period Items | Rs m | 7,264 | 0 | - | |
| Tax | Rs m | 6,421 | 26 | 24,488.4% | |
| Profit after tax | Rs m | 38,916 | 71 | 54,687.6% | |
| Net profit margin | % | 30.1 | 15.3 | 197.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 0 | - | |
| Deposits | Rs m | 75 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 138.0 | 38.5 | 358.2% | |
| Net fixed assets | Rs m | 4,381 | 15 | 29,341.5% | |
| Share capital | Rs m | 113 | 108 | 104.4% | |
| Free reserves | Rs m | 90,442 | 396 | 22,813.5% | |
| Net worth | Rs m | 90,555 | 505 | 17,945.2% | |
| Borrowings | Rs m | 1,403 | 2,449 | 57.3% | |
| Investments | Rs m | 90,945 | 297 | 30,613.9% | |
| Total assets | Rs m | 104,372 | 3,017 | 3,459.5% | |
| Debt/equity ratio | x | 0 | 4.9 | 0.5% | |
| Return on assets | % | 37.3 | 2.4 | 1,580.8% | |
| Return on equity | % | 43.0 | 14.1 | 304.7% | |
| Capital adequacy ratio | % | 0 | 0 | - | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 18,172 | 493 | 3,687.8% | |
| From Investments | Rs m | -12,602 | -306 | 4,120.1% | |
| From Financial Activity | Rs m | -5,899 | -15 | 40,407.2% | |
| Net Cashflow | Rs m | -1,651 | 172 | -958.2% | |
Share Holding
| Indian Promoters | % | 73.0 | 74.4 | 98.1% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
| FIIs | % | 4.6 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.0 | 25.6 | 105.5% | |
| Shareholders | 21,119 | 1,411 | 1,496.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
More on BENGAL & ASSAM vs KIFS FINANCIAL SERVICES
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
BENGAL & ASSAM vs KIFS FINANCIAL SERVICES Share Price Performance
| Period | BENGAL & ASSAM | KIFS FINANCIAL SERVICES |
|---|---|---|
| 1-Day | -2.52% | -0.09% |
| 1-Month | -7.57% | 4.45% |
| 1-Year | 14.86% | 13.30% |
| 3-Year CAGR | 66.40% | 63.65% |
| 5-Year CAGR | 50.52% | 26.73% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the KIFS FINANCIAL SERVICES share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of KIFS FINANCIAL SERVICES the stake stands at 74.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of KIFS FINANCIAL SERVICES.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
KIFS FINANCIAL SERVICES paid Rs 1.4, and its dividend payout ratio stood at 20.5%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of KIFS FINANCIAL SERVICES.
For a sector overview, read our finance sector report.
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