BENGAL & ASSAM | IREDA | BENGAL & ASSAM/ IREDA |
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P/E (TTM) | x | 3.3 | 34.4 | 9.7% | View Chart |
P/BV | x | 1.1 | 5.8 | 19.8% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM IREDA |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
IREDA Mar-24 |
BENGAL & ASSAM/ IREDA |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 215 | 4,832.1% | |
Low | Rs | 3,251 | 50 | 6,503.3% | |
Income per share (Unadj.) | Rs | 11,431.3 | 18.5 | 61,895.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 4.7 | 73,918.5% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -101.2 | -13,621.3% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 31.8 | 25,164.0% | |
Shares outstanding (eoy) | m | 11.30 | 2,687.76 | 0.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 7.2 | 8.3% | |
Avg P/E ratio | x | 2.0 | 28.4 | 7.0% | |
Avg P/CF ratio | x | 2.0 | 1.2 | 168.5% | |
Avg Price/Bookvalue ratio | x | 0.9 | 4.2 | 20.4% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 356,115 | 21.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 713 | 1,793.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 49,639 | 260.2% | |
Other income | Rs m | 774 | 851 | 91.0% | |
Interest expense | Rs m | 3,655 | 31,641 | 11.6% | |
Net interest income | Rs m | 125,519 | 17,998 | 697.4% | |
Operating expense | Rs m | 110,438 | 1,693 | 6,521.4% | |
Gross profit | Rs m | 15,081 | 16,305 | 92.5% | |
Gross profit margin | % | 11.7 | 32.8 | 35.5% | |
Provisions/contingencies | Rs m | 1 | 290,558 | 0.0% | |
Profit before tax | Rs m | 41,092 | 16,852 | 243.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 4,330 | 148.3% | |
Profit after tax | Rs m | 38,916 | 12,522 | 310.8% | |
Net profit margin | % | 30.1 | 25.2 | 119.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 3.0 | 4,638.6% | |
Net fixed assets | Rs m | 4,381 | 3,611 | 121.3% | |
Share capital | Rs m | 113 | 26,878 | 0.4% | |
Free reserves | Rs m | 90,442 | 58,717 | 154.0% | |
Net worth | Rs m | 90,555 | 85,594 | 105.8% | |
Borrowings | Rs m | 1,403 | 19,376 | 7.2% | |
Investments | Rs m | 90,945 | 604,905 | 15.0% | |
Total assets | Rs m | 104,372 | 642,575 | 16.2% | |
Debt/equity ratio | x | 0 | 0.2 | 10.2% | |
Return on assets | % | 37.3 | 1.9 | 1,913.3% | |
Return on equity | % | 43.0 | 14.6 | 293.7% | |
Capital adequacy ratio | % | 0 | 20.1 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -110,996 | -16.4% | |
From Investments | Rs m | -12,602 | -232 | 5,440.9% | |
From Financial Activity | Rs m | -5,899 | 110,586 | -5.3% | |
Net Cashflow | Rs m | -1,651 | -642 | 257.0% |
Indian Promoters | % | 73.0 | 75.0 | 97.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 2.4 | 192.4% | |
FIIs | % | 4.6 | 2.0 | 225.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 25.0 | 108.0% | |
Shareholders | 21,119 | 2,616,555 | 0.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | IREDA |
---|---|---|
1-Day | -2.52% | -2.94% |
1-Month | -7.57% | -12.16% |
1-Year | 14.86% | 207.72% |
3-Year CAGR | 66.40% | 45.45% |
5-Year CAGR | 50.52% | 25.21% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the IREDA share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of IREDA the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of IREDA.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
IREDA paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of IREDA.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.