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BENGAL & ASSAM vs VISAGAR FINANCIAL - Comparison Results

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Current Valuations

    BENGAL & ASSAM VISAGAR FINANCIAL BENGAL & ASSAM/
VISAGAR FINANCIAL
 
P/E (TTM) x 3.4 -13.4 - View Chart
P/BV x 1.2 0.7 164.7% View Chart
Dividend Yield % 0.4 0.0 -  

Financials

 BENGAL & ASSAM   VISAGAR FINANCIAL
EQUITY SHARE DATA
    BENGAL & ASSAM
Mar-24
VISAGAR FINANCIAL
Mar-23
BENGAL & ASSAM/
VISAGAR FINANCIAL
5-Yr Chart
Click to enlarge
High Rs10,3893 361,984.3%   
Low Rs3,2511 478,088.2%   
Income per share (Unadj.) Rs11,431.30.9 1,288,582.6%  
Earnings per share (Unadj.) Rs3,443.90 15,722,767.3%  
Cash flow per share (Unadj.) Rs13,785.30.8 1,800,620.8%  
Dividends per share (Unadj.) Rs40.000-  
Avg Dividend yield %0.60-  
Book value per share (Unadj.) Rs8,013.71.1 756,407.0%  
Shares outstanding (eoy) m11.30583.92 1.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.0 29.8%   
Avg P/E ratio x2.081.1 2.4%  
Avg P/CF ratio x2.012.6 15.7%  
Avg Price/Bookvalue ratio x0.91.7 50.8%  
Dividend payout %1.20-   
Avg Mkt Cap Rs m77,0401,036 7,433.1%   
No. of employees `000NANA-   
Total wages & salary Rs m12,7903 486,314.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m129,174518 24,936.6%  
Other income Rs m7740-   
Interest expense Rs m3,6551 257,428.9%   
Net interest income Rs m125,519517 24,297.5%  
Operating expense Rs m110,438498 22,156.2%   
Gross profit Rs m15,08118 83,136.0%  
Gross profit margin %11.73.5 333.3%  
Provisions/contingencies Rs m170 1.1%   
Profit before tax Rs m41,09218 226,528.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-3,0200-   
Prior Period Items Rs m7,2640-   
Tax Rs m6,4215 120,016.1%   
Profit after tax Rs m38,91613 304,266.5%  
Net profit margin %30.12.5 1,220.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m750-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %138.088.1 156.6%  
Net fixed assets Rs m4,3810 10,951,725.0%   
Share capital Rs m113584 19.3%   
Free reserves Rs m90,44235 260,489.3%   
Net worth Rs m90,555619 14,638.0%   
Borrowings Rs m1,403149 938.7%   
Investments Rs m90,945586 15,514.8%   
Total assets Rs m104,372776 13,451.2%  
Debt/equity ratio x00.2 9.6%   
Return on assets %37.31.6 2,262.5%  
Return on equity %43.02.1 2,079.1%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m18,172-541 -3,358.3%  
From Investments Rs m-12,602NA 31,505,400.0%  
From Financial Activity Rs m-5,899553 -1,067.6%  
Net Cashflow Rs m-1,65111 -14,469.2%  

Share Holding

Indian Promoters % 73.0 6.0 1,227.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 4.6 0.0 -  
FIIs % 4.6 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 27.0 94.1 28.7%  
Shareholders   21,119 199,567 10.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BENGAL & ASSAM With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on BENGAL & ASSAM vs INCA FINLEASE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BENGAL & ASSAM vs INCA FINLEASE Share Price Performance

Period BENGAL & ASSAM INCA FINLEASE
1-Day 1.41% 0.00%
1-Month -6.33% 5.63%
1-Year 16.22% -3.85%
3-Year CAGR 67.18% 2.16%
5-Year CAGR 50.42% 36.20%

* Compound Annual Growth Rate

Here are more details on the BENGAL & ASSAM share price and the INCA FINLEASE share price.

Moving on to shareholding structures...

The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of INCA FINLEASE the stake stands at 6.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of INCA FINLEASE.

Finally, a word on dividends...

In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.

INCA FINLEASE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of INCA FINLEASE.

For a sector overview, read our finance sector report.



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