BENGAL & ASSAM | VISAGAR FINANCIAL | BENGAL & ASSAM/ VISAGAR FINANCIAL |
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P/E (TTM) | x | 3.4 | -13.4 | - | View Chart |
P/BV | x | 1.2 | 0.7 | 164.7% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM VISAGAR FINANCIAL |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
VISAGAR FINANCIAL Mar-23 |
BENGAL & ASSAM/ VISAGAR FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 3 | 361,984.3% | |
Low | Rs | 3,251 | 1 | 478,088.2% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.9 | 1,288,582.6% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0 | 15,722,767.3% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 0.8 | 1,800,620.8% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 1.1 | 756,407.0% | |
Shares outstanding (eoy) | m | 11.30 | 583.92 | 1.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 2.0 | 29.8% | |
Avg P/E ratio | x | 2.0 | 81.1 | 2.4% | |
Avg P/CF ratio | x | 2.0 | 12.6 | 15.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.7 | 50.8% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 1,036 | 7,433.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 3 | 486,314.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 518 | 24,936.6% | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 1 | 257,428.9% | |
Net interest income | Rs m | 125,519 | 517 | 24,297.5% | |
Operating expense | Rs m | 110,438 | 498 | 22,156.2% | |
Gross profit | Rs m | 15,081 | 18 | 83,136.0% | |
Gross profit margin | % | 11.7 | 3.5 | 333.3% | |
Provisions/contingencies | Rs m | 1 | 70 | 1.1% | |
Profit before tax | Rs m | 41,092 | 18 | 226,528.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 5 | 120,016.1% | |
Profit after tax | Rs m | 38,916 | 13 | 304,266.5% | |
Net profit margin | % | 30.1 | 2.5 | 1,220.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 88.1 | 156.6% | |
Net fixed assets | Rs m | 4,381 | 0 | 10,951,725.0% | |
Share capital | Rs m | 113 | 584 | 19.3% | |
Free reserves | Rs m | 90,442 | 35 | 260,489.3% | |
Net worth | Rs m | 90,555 | 619 | 14,638.0% | |
Borrowings | Rs m | 1,403 | 149 | 938.7% | |
Investments | Rs m | 90,945 | 586 | 15,514.8% | |
Total assets | Rs m | 104,372 | 776 | 13,451.2% | |
Debt/equity ratio | x | 0 | 0.2 | 9.6% | |
Return on assets | % | 37.3 | 1.6 | 2,262.5% | |
Return on equity | % | 43.0 | 2.1 | 2,079.1% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -541 | -3,358.3% | |
From Investments | Rs m | -12,602 | NA | 31,505,400.0% | |
From Financial Activity | Rs m | -5,899 | 553 | -1,067.6% | |
Net Cashflow | Rs m | -1,651 | 11 | -14,469.2% |
Indian Promoters | % | 73.0 | 6.0 | 1,227.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 94.1 | 28.7% | |
Shareholders | 21,119 | 199,567 | 10.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | INCA FINLEASE |
---|---|---|
1-Day | 1.41% | 0.00% |
1-Month | -6.33% | 5.63% |
1-Year | 16.22% | -3.85% |
3-Year CAGR | 67.18% | 2.16% |
5-Year CAGR | 50.42% | 36.20% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the INCA FINLEASE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of INCA FINLEASE the stake stands at 6.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of INCA FINLEASE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
INCA FINLEASE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of INCA FINLEASE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.