BENGAL & ASSAM | INDERGIRI FN | BENGAL & ASSAM/ INDERGIRI FN |
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P/E (TTM) | x | 3.3 | -32.4 | - | View Chart |
P/BV | x | 1.1 | 4.0 | 28.5% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM INDERGIRI FN |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
INDERGIRI FN Mar-24 |
BENGAL & ASSAM/ INDERGIRI FN |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 110 | 9,472.9% | |
Low | Rs | 3,251 | 7 | 47,529.2% | |
Income per share (Unadj.) | Rs | 11,431.3 | 1.6 | 734,042.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -1.3 | -269,334.8% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 0.5 | 2,870,513.2% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 8.6 | 93,669.0% | |
Shares outstanding (eoy) | m | 11.30 | 5.06 | 223.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 37.4 | 1.6% | |
Avg P/E ratio | x | 2.0 | -45.6 | -4.3% | |
Avg P/CF ratio | x | 2.0 | -139.7 | -1.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 6.8 | 12.5% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 295 | 26,130.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 9 | 139,022.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 8 | 1,639,265.5% | |
Other income | Rs m | 774 | 0 | 407,526.3% | |
Interest expense | Rs m | 3,655 | 1 | 294,797.6% | |
Net interest income | Rs m | 125,519 | 7 | 1,890,340.8% | |
Operating expense | Rs m | 110,438 | 13 | 845,618.4% | |
Gross profit | Rs m | 15,081 | -6 | -234,904.5% | |
Gross profit margin | % | 11.7 | -81.4 | -14.3% | |
Provisions/contingencies | Rs m | 1 | 4 | 17.0% | |
Profit before tax | Rs m | 41,092 | -6 | -656,427.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | 3,057,552.4% | |
Profit after tax | Rs m | 38,916 | -6 | -601,478.8% | |
Net profit margin | % | 30.1 | -82.1 | -36.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 5,533.7 | 2.5% | |
Net fixed assets | Rs m | 4,381 | 0 | 3,982,445.5% | |
Share capital | Rs m | 113 | 51 | 223.2% | |
Free reserves | Rs m | 90,442 | -7 | -1,235,544.7% | |
Net worth | Rs m | 90,555 | 43 | 209,181.9% | |
Borrowings | Rs m | 1,403 | 15 | 9,350.1% | |
Investments | Rs m | 90,945 | 0 | 75,787,183.3% | |
Total assets | Rs m | 104,372 | 84 | 124,802.3% | |
Debt/equity ratio | x | 0 | 0.3 | 6.7% | |
Return on assets | % | 37.3 | -7.7 | -481.9% | |
Return on equity | % | 43.0 | -14.9 | -287.5% | |
Capital adequacy ratio | % | 0 | 54.8 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -40 | -45,613.0% | |
From Investments | Rs m | -12,602 | NA | -3,600,617.1% | |
From Financial Activity | Rs m | -5,899 | 36 | -16,310.3% | |
Net Cashflow | Rs m | -1,651 | -3 | 49,577.8% |
Indian Promoters | % | 73.0 | 60.1 | 121.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 39.9 | 67.7% | |
Shareholders | 21,119 | 1,747 | 1,208.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | INDERGIRI FN |
---|---|---|
1-Day | -2.52% | 0.00% |
1-Month | -7.57% | -1.46% |
1-Year | 14.86% | -63.88% |
3-Year CAGR | 66.40% | 128.28% |
5-Year CAGR | 50.52% | 47.15% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the INDERGIRI FN share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of INDERGIRI FN the stake stands at 60.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of INDERGIRI FN.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
INDERGIRI FN paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of INDERGIRI FN.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.