BENGAL & ASSAM | GOYAL ASSOCIATES | BENGAL & ASSAM/ GOYAL ASSOCIATES |
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P/E (TTM) | x | 3.3 | 9.3 | 35.8% | View Chart |
P/BV | x | 1.1 | 2.2 | 52.0% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM GOYAL ASSOCIATES |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
GOYAL ASSOCIATES Mar-24 |
BENGAL & ASSAM/ GOYAL ASSOCIATES |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 3 | 312,920.2% | |
Low | Rs | 3,251 | 1 | 235,579.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.8 | 1,430,517.2% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0.1 | 2,561,886.6% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 0 | -31,719,637.8% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 0.7 | 1,157,781.4% | |
Shares outstanding (eoy) | m | 11.30 | 46.94 | 24.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 2.9 | 20.3% | |
Avg P/E ratio | x | 2.0 | 17.5 | 11.3% | |
Avg P/CF ratio | x | 2.0 | 2.5 | 77.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | 3.4 | 25.1% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 110 | 69,844.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 16 | 78,370.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 38 | 344,372.5% | |
Other income | Rs m | 774 | 0 | 368,714.3% | |
Interest expense | Rs m | 3,655 | 1 | 401,702.2% | |
Net interest income | Rs m | 125,519 | 37 | 343,040.8% | |
Operating expense | Rs m | 110,438 | 27 | 415,961.4% | |
Gross profit | Rs m | 15,081 | 10 | 150,207.9% | |
Gross profit margin | % | 11.7 | 26.8 | 43.6% | |
Provisions/contingencies | Rs m | 1 | 37 | 2.0% | |
Profit before tax | Rs m | 41,092 | 8 | 488,613.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 2 | 304,306.2% | |
Profit after tax | Rs m | 38,916 | 6 | 616,730.3% | |
Net profit margin | % | 30.1 | 16.8 | 179.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 0 | - | |
Net fixed assets | Rs m | 4,381 | 4 | 114,080.5% | |
Share capital | Rs m | 113 | 47 | 240.6% | |
Free reserves | Rs m | 90,442 | -14 | -625,895.3% | |
Net worth | Rs m | 90,555 | 32 | 278,716.0% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 0 | - | |
Total assets | Rs m | 104,372 | 60 | 172,601.6% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 10.4 | 357.6% | |
Return on equity | % | 43.0 | 19.4 | 221.5% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 0 | -3,785,881.3% | |
From Investments | Rs m | -12,602 | NA | - | |
From Financial Activity | Rs m | -5,899 | NA | 58,994,500.0% | |
Net Cashflow | Rs m | -1,651 | 0 | 336,926.5% |
Indian Promoters | % | 73.0 | 5.3 | 1,369.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | 22,800.0% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 94.7 | 28.5% | |
Shareholders | 21,119 | 20,321 | 103.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | GOYAL ASSO. |
---|---|---|
1-Day | -2.52% | -3.16% |
1-Month | -7.57% | -7.27% |
1-Year | 14.86% | -23.12% |
3-Year CAGR | 66.40% | -25.23% |
5-Year CAGR | 50.52% | -4.04% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the GOYAL ASSO. share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of GOYAL ASSO. the stake stands at 5.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of GOYAL ASSO..
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
GOYAL ASSO. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of GOYAL ASSO..
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.