BENGAL & ASSAM | GOWRA LEASNG | BENGAL & ASSAM/ GOWRA LEASNG |
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P/E (TTM) | x | 3.4 | 22.5 | 14.9% | View Chart |
P/BV | x | 1.2 | 2.1 | 56.1% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM GOWRA LEASNG |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
GOWRA LEASNG Mar-24 |
BENGAL & ASSAM/ GOWRA LEASNG |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 52 | 20,145.3% | |
Low | Rs | 3,251 | 17 | 19,362.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 9.2 | 124,029.0% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 7.4 | 46,728.2% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 10.4 | 132,720.8% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 57.8 | 13,855.7% | |
Shares outstanding (eoy) | m | 11.30 | 3.00 | 376.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.7 | 16.1% | |
Avg P/E ratio | x | 2.0 | 4.6 | 42.7% | |
Avg P/CF ratio | x | 2.0 | 2.9 | 68.0% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.6 | 143.9% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 103 | 75,124.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 4 | 315,804.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 28 | 467,175.8% | |
Other income | Rs m | 774 | 17 | 4,644.9% | |
Interest expense | Rs m | 3,655 | 0 | 9,138,725.0% | |
Net interest income | Rs m | 125,519 | 28 | 454,612.9% | |
Operating expense | Rs m | 110,438 | 15 | 724,182.0% | |
Gross profit | Rs m | 15,081 | 12 | 122,013.5% | |
Gross profit margin | % | 11.7 | 44.7 | 26.1% | |
Provisions/contingencies | Rs m | 1 | 13 | 5.6% | |
Profit before tax | Rs m | 41,092 | 29 | 141,600.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 7 | 92,921.3% | |
Profit after tax | Rs m | 38,916 | 22 | 176,009.4% | |
Net profit margin | % | 30.1 | 80.0 | 37.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 1,930.8 | 7.1% | |
Net fixed assets | Rs m | 4,381 | 5 | 83,760.8% | |
Share capital | Rs m | 113 | 30 | 376.5% | |
Free reserves | Rs m | 90,442 | 144 | 63,021.3% | |
Net worth | Rs m | 90,555 | 174 | 52,190.0% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 1 | 6,359,763.6% | |
Total assets | Rs m | 104,372 | 180 | 58,074.9% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 12.3 | 303.1% | |
Return on equity | % | 43.0 | 12.7 | 337.2% | |
Capital adequacy ratio | % | 0 | 1.9 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -12 | -157,335.3% | |
From Investments | Rs m | -12,602 | 5 | -240,499.2% | |
From Financial Activity | Rs m | -5,899 | 5 | -117,989.0% | |
Net Cashflow | Rs m | -1,651 | -1 | 126,026.0% |
Indian Promoters | % | 73.0 | 61.1 | 119.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 39.0 | 69.3% | |
Shareholders | 21,119 | 2,078 | 1,016.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | GOWRA LEASNG |
---|---|---|
1-Day | 1.41% | 0.00% |
1-Month | -6.33% | 7.89% |
1-Year | 16.22% | 109.98% |
3-Year CAGR | 67.18% | 46.54% |
5-Year CAGR | 50.42% | 37.08% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the GOWRA LEASNG share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of GOWRA LEASNG the stake stands at 61.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of GOWRA LEASNG.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
GOWRA LEASNG paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of GOWRA LEASNG.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.