BENGAL & ASSAM | GEMSTONE INV. | BENGAL & ASSAM/ GEMSTONE INV. |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | 2,683.5 | 0.1% | View Chart |
P/BV | x | 1.1 | 1.1 | 104.6% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM GEMSTONE INV. |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
GEMSTONE INV. Mar-24 |
BENGAL & ASSAM/ GEMSTONE INV. |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 2 | 688,009.9% | |
Low | Rs | 3,251 | 1 | 532,950.8% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.3 | 4,059,346.9% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0 | 7,313,322.3% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -25.7 | -53,708.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 3.3 | 245,451.4% | |
Shares outstanding (eoy) | m | 11.30 | 74.75 | 15.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.8 | 15.8% | |
Avg P/E ratio | x | 2.0 | 22.5 | 8.8% | |
Avg P/CF ratio | x | 2.0 | 0 | 4,854.6% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.3 | 262.0% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 79 | 97,230.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 0 | 2,842,237.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 21 | 613,653.8% | |
Other income | Rs m | 774 | 0 | 2,581,000.0% | |
Interest expense | Rs m | 3,655 | 0 | 3,046,241.7% | |
Net interest income | Rs m | 125,519 | 21 | 599,706.8% | |
Operating expense | Rs m | 110,438 | 16 | 686,802.0% | |
Gross profit | Rs m | 15,081 | 5 | 310,945.8% | |
Gross profit margin | % | 11.7 | 23.0 | 50.7% | |
Provisions/contingencies | Rs m | 1 | 1,940 | 0.0% | |
Profit before tax | Rs m | 41,092 | 5 | 847,264.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 1 | 479,168.7% | |
Profit after tax | Rs m | 38,916 | 4 | 1,105,559.1% | |
Net profit margin | % | 30.1 | 16.7 | 180.3% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 0 | - | |
Net fixed assets | Rs m | 4,381 | 0 | 3,982,445.5% | |
Share capital | Rs m | 113 | 75 | 151.1% | |
Free reserves | Rs m | 90,442 | 169 | 53,421.1% | |
Net worth | Rs m | 90,555 | 244 | 37,105.0% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 0 | - | |
Total assets | Rs m | 104,372 | 247 | 42,254.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 1.4 | 2,618.8% | |
Return on equity | % | 43.0 | 1.4 | 2,982.2% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | 14 | 125,585.6% | |
From Investments | Rs m | -12,602 | NA | - | |
From Financial Activity | Rs m | -5,899 | NA | 4,916,208.3% | |
Net Cashflow | Rs m | -1,651 | 14 | -11,504.8% |
Indian Promoters | % | 73.0 | 0.0 | 730,100.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 100.0 | 27.0% | |
Shareholders | 21,119 | 45,755 | 46.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | GEMSTONE INVESTMENTS |
---|---|---|
1-Day | -2.52% | -1.91% |
1-Month | -7.57% | 32.47% |
1-Year | 14.86% | 259.00% |
3-Year CAGR | 66.40% | 22.35% |
5-Year CAGR | 50.52% | 39.90% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the GEMSTONE INVESTMENTS share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of GEMSTONE INVESTMENTS the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of GEMSTONE INVESTMENTS.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
GEMSTONE INVESTMENTS paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of GEMSTONE INVESTMENTS.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.