BENGAL & ASSAM | EMERALD LEASING | BENGAL & ASSAM/ EMERALD LEASING |
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P/E (TTM) | x | 3.3 | 52.8 | 6.3% | View Chart |
P/BV | x | 1.1 | 6.9 | 16.7% | View Chart |
Dividend Yield | % | 0.4 | 0.1 | 427.7% |
BENGAL & ASSAM EMERALD LEASING |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
EMERALD LEASING Mar-24 |
BENGAL & ASSAM/ EMERALD LEASING |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 39 | 26,327.8% | |
Low | Rs | 3,251 | 18 | 18,011.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 4.4 | 258,586.4% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 1.4 | 250,841.2% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -1.9 | -730,721.2% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0.10 | 40,000.0% | |
Avg Dividend yield | % | 0.6 | 0.3 | 168.7% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 15.6 | 51,512.7% | |
Shares outstanding (eoy) | m | 11.30 | 30.14 | 37.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 6.5 | 9.2% | |
Avg P/E ratio | x | 2.0 | 20.9 | 9.4% | |
Avg P/CF ratio | x | 2.0 | 4.0 | 49.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.8 | 46.0% | |
Dividend payout | % | 1.2 | 7.3 | 15.9% | |
Avg Mkt Cap | Rs m | 77,040 | 867 | 8,888.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 20 | 63,317.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 133 | 96,948.5% | |
Other income | Rs m | 774 | 0 | 221,228.6% | |
Interest expense | Rs m | 3,655 | 15 | 24,850.4% | |
Net interest income | Rs m | 125,519 | 119 | 105,896.1% | |
Operating expense | Rs m | 110,438 | 62 | 176,813.6% | |
Gross profit | Rs m | 15,081 | 56 | 26,896.5% | |
Gross profit margin | % | 11.7 | 42.1 | 27.7% | |
Provisions/contingencies | Rs m | 1 | 175 | 0.4% | |
Profit before tax | Rs m | 41,092 | 56 | 73,642.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 14 | 44,527.5% | |
Profit after tax | Rs m | 38,916 | 41 | 94,044.7% | |
Net profit margin | % | 30.1 | 31.1 | 97.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 23,705.8 | 0.6% | |
Net fixed assets | Rs m | 4,381 | 5 | 87,789.4% | |
Share capital | Rs m | 113 | 301 | 37.5% | |
Free reserves | Rs m | 90,442 | 167 | 54,011.3% | |
Net worth | Rs m | 90,555 | 469 | 19,313.0% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 1 | 18,188,924.0% | |
Total assets | Rs m | 104,372 | 649 | 16,090.9% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 6.4 | 584.5% | |
Return on equity | % | 43.0 | 8.8 | 487.0% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -113 | -16,091.6% | |
From Investments | Rs m | -12,602 | NA | 4,065,212.9% | |
From Financial Activity | Rs m | -5,899 | 77 | -7,619.1% | |
Net Cashflow | Rs m | -1,651 | -36 | 4,610.3% |
Indian Promoters | % | 73.0 | 62.4 | 117.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 9.2 | 49.8% | |
FIIs | % | 4.6 | 9.2 | 49.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 37.7 | 71.7% | |
Shareholders | 21,119 | 6,414 | 329.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | EMERALD LEASING |
---|---|---|
1-Day | -2.52% | 2.00% |
1-Month | -7.57% | 12.27% |
1-Year | 14.86% | 319.76% |
3-Year CAGR | 66.40% | 93.76% |
5-Year CAGR | 50.52% | 76.73% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the EMERALD LEASING share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of EMERALD LEASING the stake stands at 62.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of EMERALD LEASING.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
EMERALD LEASING paid Rs 0.1, and its dividend payout ratio stood at 7.3%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of EMERALD LEASING.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.