BENGAL & ASSAM | EDELWEISS FINANCIAL | BENGAL & ASSAM/ EDELWEISS FINANCIAL |
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P/E (TTM) | x | 3.3 | 16.8 | 19.7% | View Chart |
P/BV | x | 1.1 | 2.1 | 55.9% | View Chart |
Dividend Yield | % | 0.4 | 1.5 | 29.8% |
BENGAL & ASSAM EDELWEISS FINANCIAL |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
EDELWEISS FINANCIAL Mar-24 |
BENGAL & ASSAM/ EDELWEISS FINANCIAL |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 88 | 11,832.5% | |
Low | Rs | 3,251 | 31 | 10,456.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 105.7 | 10,816.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 4.7 | 73,583.5% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 72.2 | 19,089.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 1.50 | 2,666.7% | |
Avg Dividend yield | % | 0.6 | 2.5 | 23.2% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 52.6 | 15,245.6% | |
Shares outstanding (eoy) | m | 11.30 | 898.89 | 1.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0.6 | 106.0% | |
Avg P/E ratio | x | 2.0 | 12.7 | 15.6% | |
Avg P/CF ratio | x | 2.0 | 10.3 | 19.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.1 | 75.2% | |
Dividend payout | % | 1.2 | 32.0 | 3.6% | |
Avg Mkt Cap | Rs m | 77,040 | 53,436 | 144.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 12,101 | 105.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 94,996 | 136.0% | |
Other income | Rs m | 774 | 1,101 | 70.3% | |
Interest expense | Rs m | 3,655 | 27,865 | 13.1% | |
Net interest income | Rs m | 125,519 | 67,131 | 187.0% | |
Operating expense | Rs m | 110,438 | 62,597 | 176.4% | |
Gross profit | Rs m | 15,081 | 4,534 | 332.6% | |
Gross profit margin | % | 11.7 | 4.8 | 244.6% | |
Provisions/contingencies | Rs m | 1 | 983 | 0.1% | |
Profit before tax | Rs m | 41,092 | 4,374 | 939.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -1,073 | 281.3% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | -906 | -708.3% | |
Profit after tax | Rs m | 38,916 | 4,207 | 925.0% | |
Net profit margin | % | 30.1 | 4.4 | 680.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 148,040 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 20.2 | 684.5% | |
Net fixed assets | Rs m | 4,381 | 11,346 | 38.6% | |
Share capital | Rs m | 113 | 899 | 12.6% | |
Free reserves | Rs m | 90,442 | 46,350 | 195.1% | |
Net worth | Rs m | 90,555 | 47,249 | 191.7% | |
Borrowings | Rs m | 1,403 | 39,202 | 3.6% | |
Investments | Rs m | 90,945 | 184,915 | 49.2% | |
Total assets | Rs m | 104,372 | 413,731 | 25.2% | |
Debt/equity ratio | x | 0 | 0.8 | 2.8% | |
Return on assets | % | 37.3 | 1.0 | 3,666.8% | |
Return on equity | % | 43.0 | 8.9 | 482.7% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 28,936 | 62.8% | |
From Investments | Rs m | -12,602 | -4,816 | 261.7% | |
From Financial Activity | Rs m | -5,899 | -27,846 | 21.2% | |
Net Cashflow | Rs m | -1,651 | -3,726 | 44.3% |
Indian Promoters | % | 73.0 | 32.4 | 225.1% | |
Foreign collaborators | % | 0.0 | 0.3 | - | |
Indian inst/Mut Fund | % | 4.6 | 31.1 | 14.7% | |
FIIs | % | 4.6 | 28.0 | 16.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 67.3 | 40.1% | |
Shareholders | 21,119 | 229,531 | 9.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | Edelweiss Financial |
---|---|---|
1-Day | -2.52% | -4.41% |
1-Month | -7.57% | -9.86% |
1-Year | 14.86% | 65.04% |
3-Year CAGR | 66.40% | 32.40% |
5-Year CAGR | 50.52% | 6.94% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Edelweiss Financial share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Edelweiss Financial the stake stands at 32.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Edelweiss Financial.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
Edelweiss Financial paid Rs 1.5, and its dividend payout ratio stood at 32.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Edelweiss Financial.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.