BENGAL & ASSAM | MONEYBOXX FINANCE | BENGAL & ASSAM/ MONEYBOXX FINANCE |
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P/E (TTM) | x | 3.3 | 61.2 | 5.4% | View Chart |
P/BV | x | 1.1 | 4.6 | 25.2% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM MONEYBOXX FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
MONEYBOXX FINANCE Mar-24 |
BENGAL & ASSAM/ MONEYBOXX FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 308 | 3,373.0% | |
Low | Rs | 3,251 | 142 | 2,296.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 41.9 | 27,295.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 3.0 | 114,870.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 23.6 | 58,401.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 54.7 | 14,638.5% | |
Shares outstanding (eoy) | m | 11.30 | 30.49 | 37.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 5.4 | 11.1% | |
Avg P/E ratio | x | 2.0 | 75.0 | 2.6% | |
Avg P/CF ratio | x | 2.0 | 36.3 | 5.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 4.1 | 20.7% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 6,854 | 1,124.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 435 | 2,942.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 1,277 | 10,115.9% | |
Other income | Rs m | 774 | 3 | 28,677.8% | |
Interest expense | Rs m | 3,655 | 429 | 851.6% | |
Net interest income | Rs m | 125,519 | 848 | 14,807.3% | |
Operating expense | Rs m | 110,438 | 711 | 15,525.3% | |
Gross profit | Rs m | 15,081 | 136 | 11,061.2% | |
Gross profit margin | % | 11.7 | 10.7 | 109.3% | |
Provisions/contingencies | Rs m | 1 | 97 | 0.8% | |
Profit before tax | Rs m | 41,092 | 106 | 38,916.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 14 | 45,281.1% | |
Profit after tax | Rs m | 38,916 | 91 | 42,572.7% | |
Net profit margin | % | 30.1 | 7.2 | 420.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 514.2 | 26.8% | |
Net fixed assets | Rs m | 4,381 | 198 | 2,216.9% | |
Share capital | Rs m | 113 | 305 | 37.0% | |
Free reserves | Rs m | 90,442 | 1,364 | 6,629.5% | |
Net worth | Rs m | 90,555 | 1,669 | 5,425.2% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 165 | 55,171.5% | |
Total assets | Rs m | 104,372 | 6,638 | 1,572.3% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 1.4 | 2,707.8% | |
Return on equity | % | 43.0 | 5.5 | 784.7% | |
Capital adequacy ratio | % | 0 | 28.3 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -2,237 | -812.5% | |
From Investments | Rs m | -12,602 | -213 | 5,924.6% | |
From Financial Activity | Rs m | -5,899 | 2,843 | -207.5% | |
Net Cashflow | Rs m | -1,651 | 394 | -419.0% |
Indian Promoters | % | 73.0 | 44.7 | 163.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 1.2 | 380.0% | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 55.3 | 48.8% | |
Shareholders | 21,119 | 4,277 | 493.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | MONEYBOXX FINANCE |
---|---|---|
1-Day | -2.52% | -2.73% |
1-Month | -7.57% | -7.34% |
1-Year | 14.86% | -13.46% |
3-Year CAGR | 66.40% | 32.88% |
5-Year CAGR | 50.52% | 24.40% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the MONEYBOXX FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of MONEYBOXX FINANCE the stake stands at 44.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of MONEYBOXX FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
MONEYBOXX FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of MONEYBOXX FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.