BENGAL & ASSAM | COMFORT FINCAP | BENGAL & ASSAM/ COMFORT FINCAP |
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P/E (TTM) | x | 3.3 | 12.8 | 25.9% | View Chart |
P/BV | x | 1.1 | 1.2 | 98.8% | View Chart |
Dividend Yield | % | 0.4 | 1.0 | 44.5% |
BENGAL & ASSAM COMFORT FINCAP |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
COMFORT FINCAP Mar-24 |
BENGAL & ASSAM/ COMFORT FINCAP |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 12 | 86,646.8% | |
Low | Rs | 3,251 | 6 | 50,247.3% | |
Income per share (Unadj.) | Rs | 11,431.3 | 2.6 | 446,201.3% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0.9 | 363,125.0% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 0.9 | 1,589,436.5% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0.10 | 40,000.0% | |
Avg Dividend yield | % | 0.6 | 1.1 | 54.1% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 10.1 | 79,043.0% | |
Shares outstanding (eoy) | m | 11.30 | 54.26 | 20.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 3.6 | 16.6% | |
Avg P/E ratio | x | 2.0 | 9.7 | 20.3% | |
Avg P/CF ratio | x | 2.0 | 4.3 | 46.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.9 | 93.5% | |
Dividend payout | % | 1.2 | 10.5 | 11.0% | |
Avg Mkt Cap | Rs m | 77,040 | 501 | 15,383.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 17 | 74,708.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 139 | 92,924.3% | |
Other income | Rs m | 774 | 1 | 131,237.3% | |
Interest expense | Rs m | 3,655 | 27 | 13,685.8% | |
Net interest income | Rs m | 125,519 | 112 | 111,770.8% | |
Operating expense | Rs m | 110,438 | 40 | 277,621.3% | |
Gross profit | Rs m | 15,081 | 73 | 20,795.5% | |
Gross profit margin | % | 11.7 | 52.2 | 22.4% | |
Provisions/contingencies | Rs m | 1 | 65 | 1.1% | |
Profit before tax | Rs m | 41,092 | 73 | 56,601.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 21 | 30,373.0% | |
Profit after tax | Rs m | 38,916 | 51 | 75,623.2% | |
Net profit margin | % | 30.1 | 37.0 | 81.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 182.7 | 75.6% | |
Net fixed assets | Rs m | 4,381 | 7 | 65,677.5% | |
Share capital | Rs m | 113 | 109 | 104.1% | |
Free reserves | Rs m | 90,442 | 442 | 20,481.0% | |
Net worth | Rs m | 90,555 | 550 | 16,461.2% | |
Borrowings | Rs m | 1,403 | 261 | 538.1% | |
Investments | Rs m | 90,945 | 61 | 147,925.5% | |
Total assets | Rs m | 104,372 | 831 | 12,557.3% | |
Debt/equity ratio | x | 0 | 0.5 | 4.9% | |
Return on assets | % | 37.3 | 6.2 | 602.2% | |
Return on equity | % | 43.0 | 9.4 | 459.4% | |
Capital adequacy ratio | % | 0 | 25.4 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 42 | 43,588.9% | |
From Investments | Rs m | -12,602 | -7 | 181,065.5% | |
From Financial Activity | Rs m | -5,899 | -42 | 13,979.7% | |
Net Cashflow | Rs m | -1,651 | -7 | 22,100.9% |
Indian Promoters | % | 73.0 | 56.8 | 128.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 43.3 | 62.4% | |
Shareholders | 21,119 | 15,962 | 132.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | COMFORT FINCAP |
---|---|---|
1-Day | -2.52% | -2.01% |
1-Month | -7.57% | -6.81% |
1-Year | 14.86% | 16.72% |
3-Year CAGR | 66.40% | -6.59% |
5-Year CAGR | 50.52% | 60.95% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the COMFORT FINCAP share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of COMFORT FINCAP the stake stands at 56.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of COMFORT FINCAP.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
COMFORT FINCAP paid Rs 0.1, and its dividend payout ratio stood at 10.5%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of COMFORT FINCAP.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.