BENGAL & ASSAM | BAID LEASING | BENGAL & ASSAM/ BAID LEASING |
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P/E (TTM) | x | 3.3 | 17.4 | 19.1% | View Chart |
P/BV | x | 1.1 | 1.1 | 106.4% | View Chart |
Dividend Yield | % | 0.4 | 0.7 | 65.1% |
BENGAL & ASSAM BAID LEASING |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
BAID LEASING Mar-24 |
BENGAL & ASSAM/ BAID LEASING |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 49 | 21,416.1% | |
Low | Rs | 3,251 | 19 | 17,563.5% | |
Income per share (Unadj.) | Rs | 11,431.3 | 5.5 | 208,228.8% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 1.1 | 319,951.2% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -0.3 | -4,628,628.3% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0.10 | 40,000.0% | |
Avg Dividend yield | % | 0.6 | 0.3 | 196.5% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 13.9 | 57,692.0% | |
Shares outstanding (eoy) | m | 11.30 | 120.07 | 9.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 6.1 | 9.8% | |
Avg P/E ratio | x | 2.0 | 31.1 | 6.4% | |
Avg P/CF ratio | x | 2.0 | 6.8 | 29.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | 2.4 | 35.3% | |
Dividend payout | % | 1.2 | 9.3 | 12.5% | |
Avg Mkt Cap | Rs m | 77,040 | 4,023 | 1,914.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 68 | 18,792.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 659 | 19,596.8% | |
Other income | Rs m | 774 | 4 | 17,478.6% | |
Interest expense | Rs m | 3,655 | 231 | 1,585.6% | |
Net interest income | Rs m | 125,519 | 429 | 29,285.7% | |
Operating expense | Rs m | 110,438 | 247 | 44,670.0% | |
Gross profit | Rs m | 15,081 | 181 | 8,314.5% | |
Gross profit margin | % | 11.7 | 27.5 | 42.4% | |
Provisions/contingencies | Rs m | 1 | 464 | 0.2% | |
Profit before tax | Rs m | 41,092 | 181 | 22,706.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 52 | 12,412.3% | |
Profit after tax | Rs m | 38,916 | 129 | 30,111.2% | |
Net profit margin | % | 30.1 | 19.6 | 153.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 16.6 | 830.3% | |
Net fixed assets | Rs m | 4,381 | 42 | 10,422.8% | |
Share capital | Rs m | 113 | 240 | 47.0% | |
Free reserves | Rs m | 90,442 | 1,428 | 6,334.8% | |
Net worth | Rs m | 90,555 | 1,668 | 5,429.5% | |
Borrowings | Rs m | 1,403 | 84 | 1,676.5% | |
Investments | Rs m | 90,945 | 2,578 | 3,527.1% | |
Total assets | Rs m | 104,372 | 4,261 | 2,449.3% | |
Debt/equity ratio | x | 0 | 0.1 | 46.1% | |
Return on assets | % | 37.3 | 3.0 | 1,229.4% | |
Return on equity | % | 43.0 | 7.7 | 554.6% | |
Capital adequacy ratio | % | 0 | 45.6 | 0.0% | |
Net NPAs | % | 0 | 0.4 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -218 | -8,346.6% | |
From Investments | Rs m | -12,602 | -16 | 79,458.8% | |
From Financial Activity | Rs m | -5,899 | 469 | -1,256.8% | |
Net Cashflow | Rs m | -1,651 | 236 | -700.1% |
Indian Promoters | % | 73.0 | 35.4 | 206.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | 11,400.0% | |
FIIs | % | 4.6 | 0.0 | 11,375.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 64.6 | 41.8% | |
Shareholders | 21,119 | 20,113 | 105.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | BAID LEASING |
---|---|---|
1-Day | -2.52% | -0.46% |
1-Month | -7.57% | -6.13% |
1-Year | 14.86% | -31.02% |
3-Year CAGR | 66.40% | 18.97% |
5-Year CAGR | 50.52% | 25.40% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the BAID LEASING share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of BAID LEASING the stake stands at 35.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of BAID LEASING.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
BAID LEASING paid Rs 0.1, and its dividend payout ratio stood at 9.3%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of BAID LEASING.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.