ASHIKA CREDIT | HDFC | ASHIKA CREDIT/ HDFC |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.2 | 30.6 | 10.6% | View Chart |
P/BV | x | 1.2 | 2.5 | 49.0% | View Chart |
Dividend Yield | % | 0.0 | 1.6 | - |
ASHIKA CREDIT HDFC |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
ASHIKA CREDIT Mar-24 |
HDFC Mar-23 |
ASHIKA CREDIT/ HDFC |
5-Yr Chart Click to enlarge
|
||
High | Rs | NA | 2,855 | 0.0% | |
Low | Rs | NA | 2,027 | 0.0% | |
Income per share (Unadj.) | Rs | 15.5 | 833.7 | 1.9% | |
Earnings per share (Unadj.) | Rs | 9.0 | 142.6 | 6.3% | |
Cash flow per share (Unadj.) | Rs | 3.0 | 692.5 | 0.4% | |
Dividends per share (Unadj.) | Rs | 0 | 44.00 | 0.0% | |
Avg Dividend yield | % | 0 | 1.8 | - | |
Book value per share (Unadj.) | Rs | 57.3 | 1,090.0 | 5.3% | |
Shares outstanding (eoy) | m | 11.88 | 1,834.56 | 0.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0 | 2.9 | 0.0% | |
Avg P/E ratio | x | 0 | 17.1 | 0.0% | |
Avg P/CF ratio | x | 0 | 17.1 | 0.0% | |
Avg Price/Bookvalue ratio | x | 0 | 2.2 | 0.0% | |
Dividend payout | % | 0 | 30.9 | 0.0% | |
Avg Mkt Cap | Rs m | 0 | 4,478,060 | 0.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 28 | 21,600 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 184 | 1,529,403 | 0.0% | |
Other income | Rs m | 5 | 21,598 | 0.0% | |
Interest expense | Rs m | 7 | 370,286 | 0.0% | |
Net interest income | Rs m | 176 | 1,159,117 | 0.0% | |
Operating expense | Rs m | 53 | 965,098 | 0.0% | |
Gross profit | Rs m | 123 | 194,018 | 0.1% | |
Gross profit margin | % | 67.0 | 12.7 | 527.9% | |
Provisions/contingencies | Rs m | 145 | 607 | 23.9% | |
Profit before tax | Rs m | 128 | 321,306 | 0.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -15,389 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 21 | 44,308 | 0.0% | |
Profit after tax | Rs m | 107 | 261,609 | 0.0% | |
Net profit margin | % | 58.2 | 17.1 | 340.4% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 6,245,515 | 0.0% | |
Deposits | Rs m | 0 | 1,109,979 | 0.0% | |
Credit/Deposit ratio | x | 0 | 562.7 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 9.4 | - | |
Net Interest Margin | % | 18.7 | 11.1 | 168.2% | |
Net fixed assets | Rs m | 2 | 98,012 | 0.0% | |
Share capital | Rs m | 119 | 3,669 | 3.2% | |
Free reserves | Rs m | 562 | 1,996,058 | 0.0% | |
Net worth | Rs m | 681 | 1,999,727 | 0.0% | |
Borrowings | Rs m | 0 | 876,846 | 0.0% | |
Investments | Rs m | 943 | 4,173,582 | 0.0% | |
Total assets | Rs m | 967 | 10,897,807 | 0.0% | |
Debt/equity ratio | x | 0 | 1.0 | 0.0% | |
Return on assets | % | 11.1 | 2.4 | 461.0% | |
Return on equity | % | 15.7 | 13.1 | 120.2% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -248 | -473,285 | 0.1% | |
From Investments | Rs m | NA | -215,235 | -0.0% | |
From Financial Activity | Rs m | 250 | 693,206 | 0.0% | |
Net Cashflow | Rs m | 2 | 4,687 | 0.0% |
Indian Promoters | % | 63.4 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 1.5 | 87.9 | 1.7% | |
FIIs | % | 1.5 | 63.6 | 2.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 36.6 | 100.0 | 36.6% | |
Shareholders | 2,240 | 720,777 | 0.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ASHIKA CREDIT With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Ashika Credit | HDFC |
---|---|---|
1-Day | 3.08% | -0.62% |
1-Month | -2.90% | 3.39% |
1-Year | -14.43% | 22.62% |
3-Year CAGR | -1.07% | 13.92% |
5-Year CAGR | -2.39% | 6.83% |
* Compound Annual Growth Rate
Here are more details on the Ashika Credit share price and the HDFC share price.
Moving on to shareholding structures...
The promoters of Ashika Credit hold a 63.4% stake in the company. In case of HDFC the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Ashika Credit and the shareholding pattern of HDFC.
Finally, a word on dividends...
In the most recent financial year, Ashika Credit paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.
You may visit here to review the dividend history of Ashika Credit, and the dividend history of HDFC.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.